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Archive for the ‘Health Care’ Category

Lifetime Planning: How Can a California Power of Attorney Help You? Part 2

Friday, April 23rd, 2010

As discussed in the previous post, a power of attorney is a great tool that lets you plan for possible of incapacity in the future, but this document can also be used now in your day to day life if you’d like.

Decide if you want your agent’s powers to start now, or later

Just as important as what your agent can do is when they can do it.  A power of attorney can give your agent power right away, or hold off until a future event or condition happens.  We’ll explain the benefits and drawbacks with either option.  Your decision will depend on who you will name as your agent and your personal circumstances. (more…)

Posted in California Conservatorship, Estate Plan, Guardianship, Health Care, Power of Attorney

Lifetime Planning: How Can a California Power of Attorney Help You? Part 1

Friday, April 23rd, 2010

In California, a “financial power of attorney” is a document you can use to give someone permission to manage your money and property and make decisions on your behalf. 

Choosing someone to manage your finances

Whoever you choose to handle your finances through your power of attorney is known as your “agent.”  If this person steps in because you aren’t able to manage your finances, then you’ll depend on your agent to keep things on the right track for you. (more…)

Posted in Estate Plan, Health Care, Power of Attorney

How Medi-Cal Planning Can Help You Cope With the Escalating Costs of Long Term Care

Wednesday, December 9th, 2009

Reuters reports that throughout most of California, the costs of long term care are rising faster than inflation, with the median annual cost for a private nursing home room here in San Diego coming to $86,688 (or about $237.50 a day).  Judging by these numbers, your savings can quickly run out and your assets can soon be depleted when paying for long term care and medical expenses.  You can act to help prevent these possible consequences with Medi-cal planning.  Among other things, the Medi-cal program, with its joint federal and state funding, provides need-based help to persons who are age 65 or older, blind, or disabled, through payment for long term medical care in a skilled nursing home.  Proper planning seeks to qualify applicants for government Medi-cal benefits by adjusting to meet eligibility requirements, while also protecting income and assets as permitted under California law.  (more…)

Posted in Current Events, Health Care, Medi-Cal Help

California Advance Health Care Directives: Take Control and Plan Ahead For Your Health Care Wishes

Monday, July 13th, 2009

In California, you can prepare your end of life wishes now by creating an advance health care directive, instead of leaving these important decisions to your family during already difficult times.  A New York Times health blog by Tara Parker-Pope encourages people to plan for death when you’re healthy, since “the better and the further in advance you plan for that end, the less traumatic it’s likely to be, not just for you but for those you leave behind.” (more…)

Posted in Estate Plan, Health Care, Trust, Will


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